My Last Day Working 9-to-5

I’ll never forget the day I quit my day job.

A while back I had my last day of working a day job. Praise God.

I had finally created enough passive income to cover my monthly expenses (and then some). I had enough in savings to be comfortable. This was it. There’s no turning back now.

How did I do it?

Of course, being financially free is simply having your passive income exceed your monthly expenses. I did it by mixture of rental income, promissory notes, and a little bit of military disability for my jacked-up back. However, income is only part of the equation.

Keeping your monthly expenses low also helps, but it not nearly as important as some people make it out to be. I pay off my credit cards each month so I don’t accrue bad debt. Although my car is paid off, I did not pay it off early.

The biggest aspect, I truly believe, is my motivation, which is time. Quite simply, I wanted this bad enough. I wanted it so much that I found a method that worked and simply repeated it. I took initiative. I took the risk.

So, are you going to sit around all day?

Just the opposite. A common misconception about being financially free is that this is somehow the end. Honestly, I view this as the beginning. Why? Because finally, finally I don’t have to give the entirety of my days to another person’s business. I don’t have to be disappointed at a scrap of a paycheck. I don’t have to dread an alarm going off and go into work physically and mentally drained.

Last week I was talking to an exceptional real estate agent and investor. He, too, is more or less financially free. “I can never see myself not working,” he mentioned. “I just want to find smarter and easier ways to do what I’m already doing, and scale it up more.”

Me too, brother. Me too.

So what’s next?

Well, let’s just say I’m keeping an eye on the real estate market and stacking cash. There could be some lucrative months around the corner in 2021. I’m also talking to a lot of people about how we can help them during COVID. Not since the Great Depression have so many small businesses been devastated in such a short amount of time. Revenue has dried up. Jobs are lost. People need an income stream that they can count on outside of their vocation.

And that’s what we do.

If you’re wondering more about private lending, you’re welcome to schedule a time to talk. If you’d like to read more of my cyber-etchings, more posts can be found here.

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